So What Does A Home Warranty Cover?

Here are some of the most common systems covered by a home warranty. As always, check your specific contract for actual covered systems.

A home warranty is a service contract that covers the cost of repairing or replacing home systems and appliances. While the exact coverage varies depending on the provider and plan, here are some examples of what home warranties typically cover:

1. HVAC system Home warranties often cover the cost of repairs or replacements for your heating, ventilation, and air conditioning (HVAC) system. This includes your furnace, central air conditioning unit, and ductwork.

2. Plumbing system Home warranties may also cover plumbing repairs, including fixing leaks and repairing or replacing pipes, faucets, and toilets.

3. Electrical system Electrical system repairs are also often covered by home warranties, including repairs to your circuit breaker panel, wiring, and electrical outlets.

4. Kitchen appliances Most home warranties cover repairs or replacements for major kitchen appliances, such as your refrigerator, oven, range, and dishwasher.

5. Laundry appliances Home warranties may also cover repairs or replacements for your washing machine and dryer.

6. Water heater Your home warranty may cover the cost of repairing or replacing your water heater.

7. Garage door opener Some home warranties include coverage for your garage door opener, including repairs or replacements.

It's important to note that while home warranties do cover a wide range of home systems and appliances, they typically only cover items that are in good working condition at the time the contract is signed. Additionally, certain items may have limits on coverage or exclusions, so it's important to carefully read your home warranty contract to understand what is and isn't covered.

A home warranty can provide peace of mind by covering the cost of unexpected repairs or replacements for your home's systems and appliances. By understanding what home warranties typically cover, homeowners can make informed decisions about whether a home warranty is right for them.